# What does Monzo Bank use?

Monzo Bank (monzo.com) shows public evidence of 40 tools, according to runsonwhat (last checked 2026-10-31).

- Industry: Consumer Finance
- Size: 1,001–5,000 employees
- Based in: London, United Kingdom
- Founded: 2015
- LinkedIn: https://www.linkedin.com/company/monzo-bank

## Edge & Hosting

| Tool | Category | Evidence | Since |
|---|---|---|---|
| [Cloudflare](https://www.runsonwhat.com/reverse/cloudflare) | CDN & Edge | DNS records, Website code |  |
| [Amazon Web Services](https://www.runsonwhat.com/reverse/aws) | Hosting & Cloud | Custom domain, Website code | 2016-09 |
| [Amazon CloudFront](https://www.runsonwhat.com/reverse/cloudfront) | CDN & Edge | Custom domain, Website code | 2022-05 |

## Application

| Tool | Category | Evidence | Since |
|---|---|---|---|
| [React](https://www.runsonwhat.com/reverse/react) | Frontend | Website code |  |
| [Adobe Fonts](https://www.runsonwhat.com/reverse/adobe-fonts) | Media & UI | Website code |  |
| [Next.js](https://www.runsonwhat.com/reverse/nextjs) | Frontend | Website code |  |
| [Anthropic](https://www.runsonwhat.com/reverse/anthropic) | AI | DNS verification records |  |
| [OpenAI](https://www.runsonwhat.com/reverse/openai) | AI | DNS verification records |  |
| [Stripe](https://www.runsonwhat.com/reverse/stripe) | Payments & Billing | DNS verification records, Website code |  |

## Data & Observability

| Tool | Category | Evidence | Since |
|---|---|---|---|
| [Sentry](https://www.runsonwhat.com/reverse/sentry) | Monitoring | Website code |  |

## Go-to-market

| Tool | Category | Evidence | Since |
|---|---|---|---|
| [LinkedIn Insight Tag](https://www.runsonwhat.com/reverse/linkedin-insight) | Ads & Pixels | Website code |  |
| [Ahrefs](https://www.runsonwhat.com/reverse/ahrefs) | Marketing | DNS verification records |  |
| [Trustpilot](https://www.runsonwhat.com/reverse/trustpilot) | Marketing | Website code |  |
| [Contentful](https://www.runsonwhat.com/reverse/contentful) | Website & CMS | Website code |  |
| [Storyblok](https://www.runsonwhat.com/reverse/storyblok) | Website & CMS | Website code |  |

## Company Ops

| Tool | Category | Evidence | Since |
|---|---|---|---|
| [Microsoft 365](https://www.runsonwhat.com/reverse/microsoft-365) | Workspace | DNS verification records |  |
| [Google Workspace](https://www.runsonwhat.com/reverse/google-workspace) | Workspace | Email records, Website code |  |
| [SendGrid](https://www.runsonwhat.com/reverse/sendgrid) | Email Delivery | Email records |  |
| [Apple Business](https://www.runsonwhat.com/reverse/apple) | Workspace | DNS verification records |  |
| [Atlassian](https://www.runsonwhat.com/reverse/atlassian) | Dev Tools | DNS verification records |  |
| [Amazon SES](https://www.runsonwhat.com/reverse/ses) | Email Delivery | Email records, Website code |  |
| [Let's Encrypt](https://www.runsonwhat.com/reverse/letsencrypt) | Security & Compliance | DNS records |  |
| [Mailgun](https://www.runsonwhat.com/reverse/mailgun) | Email Delivery | DNS verification records |  |
| [Sectigo](https://www.runsonwhat.com/reverse/sectigo) | Security & Compliance | DNS records |  |
| [DigiCert](https://www.runsonwhat.com/reverse/digicert) | Security & Compliance | DNS records |  |
| [Google Trust Services](https://www.runsonwhat.com/reverse/google-trust) | Security & Compliance | DNS records |  |
| [Adobe](https://www.runsonwhat.com/reverse/adobe) | Collaboration | DNS verification records |  |
| [DocuSign](https://www.runsonwhat.com/reverse/docusign) | Finance & Legal | DNS verification records, Website code |  |
| [Zoom](https://www.runsonwhat.com/reverse/zoom) | Collaboration | DNS verification records |  |
| [Postmark](https://www.runsonwhat.com/reverse/postmark) | Email Delivery | Email records |  |
| [Webex](https://www.runsonwhat.com/reverse/webex) | Collaboration | DNS verification records |  |
| [Amazon Trust Services](https://www.runsonwhat.com/reverse/amazon-trust) | Security & Compliance | DNS records |  |
| [Jamf](https://www.runsonwhat.com/reverse/jamf) | Security & Compliance | DNS verification records |  |
| [Cursor](https://www.runsonwhat.com/reverse/cursor) | Dev Tools | DNS verification records |  |
| [Dropbox](https://www.runsonwhat.com/reverse/dropbox) | Collaboration | DNS verification records, Website code |  |
| [Docker](https://www.runsonwhat.com/reverse/docker) | Dev Tools | DNS verification records |  |
| [HackerOne](https://www.runsonwhat.com/reverse/hackerone) | Security & Compliance | DNS verification records |  |
| [Linear](https://www.runsonwhat.com/reverse/linear) | Dev Tools | DNS verification records |  |
| [Parallels](https://www.runsonwhat.com/reverse/parallels) | Dev Tools | DNS verification records |  |

## FAQ

### What tools does Monzo Bank use?

As of November 2026, runsonwhat has found 40 tools at Monzo Bank (monzo.com) in public records. Edge & Hosting: Cloudflare, Amazon Web Services and Amazon CloudFront. Application: React, Adobe Fonts and Next.js. Data & Observability: Sentry. Go-to-market: LinkedIn Insight Tag, Ahrefs and Trustpilot. Company Ops: Microsoft 365, Google Workspace and SendGrid. Last checked October 31, 2026.

### What cloud does Monzo Bank run on?

Monzo Bank uses Amazon Web Services for hosting and cloud infrastructure, according to runsonwhat (November 2026). runsonwhat found Amazon Web Services through a subdomain that points at Amazon Web Services and code on monzo.com, and Monzo Bank has used it since at least September 2016. Amazon Web Services is used by 146,668 companies runsonwhat tracks.

### What email provider does Monzo Bank use?

Monzo Bank uses Microsoft 365 for email and office software, alongside Google Workspace and Apple Business, according to runsonwhat (November 2026). runsonwhat found Microsoft 365 through a DNS verification record for Microsoft 365. Microsoft 365 is used by 719,193 companies runsonwhat tracks.

### What payment provider does Monzo Bank use?

Monzo Bank uses Stripe for payments and billing, according to runsonwhat (November 2026). runsonwhat found Stripe through a DNS verification record for Stripe and code on monzo.com. Stripe is used by 30,908 companies runsonwhat tracks.

### What is Monzo Bank's website built with?

Monzo Bank uses Contentful for its website, alongside Storyblok, according to runsonwhat (November 2026). runsonwhat found Contentful through Contentful code on monzo.com. Contentful is used by 4,327 companies runsonwhat tracks.

### What marketing software does Monzo Bank use?

Monzo Bank uses Ahrefs for marketing, alongside Trustpilot, according to runsonwhat (November 2026). runsonwhat found Ahrefs through a DNS verification record for Ahrefs. Ahrefs is used by 24,021 companies runsonwhat tracks.

### How long has Monzo Bank used Amazon Web Services?

Monzo Bank has used Amazon Web Services since at least September 2016, going by the first public certificate of the monzo.com subdomain that points at Amazon Web Services. Other long-running tools at Monzo Bank include Amazon CloudFront (since May 2022).

### Does Monzo Bank use Cloudflare?

Yes. runsonwhat found Cloudflare at Monzo Bank through DNS records that point at Cloudflare and code on monzo.com. Cloudflare is a CDN & Edge tool used by 724,003 companies runsonwhat tracks.

### Does Monzo Bank use AI tools?

Yes. runsonwhat has found Anthropic and OpenAI at Monzo Bank; Anthropic, for example, through a DNS verification record for Anthropic. AI services called only from servers leave no public trace, so Monzo Bank may use more AI tools than these.

### Which companies have a tech stack similar to Monzo Bank's?

The companies with the stacks most like Monzo Bank's are Navipartner, Trustly, Ditto and Snapchat, according to runsonwhat (November 2026). Each shares 9 to 20 tools with Monzo Bank, and rare tools count for more than common ones like Google Workspace, so the match reflects real stack choices.

### How does runsonwhat know what Monzo Bank uses?

runsonwhat reads public records only. Of the 40 tools at Monzo Bank, 26 were found through DNS records, 8 through code on monzo.com, 4 through email records and 2 through subdomains that point at the vendor. A tool is listed only when a direct record backs it up; DNS is rechecked weekly and monzo.com about monthly.


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Source: runsonwhat, https://www.runsonwhat.com/company/monzo.com (updated November 2026). Counts are companies with direct public evidence of the tool (DNS records, certificates, website code, a real-browser crawl, subprocessor lists), so they are lower bounds. Methodology: https://www.runsonwhat.com/methodology.
